Master Your Money
with AI Intelligence

Understand and control your finances without connecting bank accounts. Secure, private, and smarter than your bank app.

* No bank login required. Your privacy comes first.

App Screenshot

Why Choose FinCopilot?

We combine advanced AI with strict privacy controls to give you the best financial insights.

Smart Statement Import

Simply upload your CSV statements. Our AI normalizes and categorizes transactions automatically, turning messy bank data into clear insights.

Subscription Detective

Instantly spot recurring charges and forgotten subscriptions. Get alerts before you pay for services you don't use.

Chat with Your Finances

Ask questions like "How much did I spend on dining out last month?" and get instant, data-backed answers from your AI assistant.

Smart Budgeting

Set flexible budgets for any category. Get notified when you're close to your limits and track your spending habits over time.

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Market Pulse

Stay ahead with real-time market watchlists. Track stocks, indices, and get smart price alerts without the noise.

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AI Financial News

Get concise, AI-summarized financial news tailored to your interests. Stay informed in minutes, not hours.

Simple, Secure, Smart.

1

Upload Your Data

Export your statement as CSV from your bank and upload it. No direct bank connection needed.

2

AI Analysis

Our AI cleans up merchant names, categorizes spending, and identifies trends.

3

Get Insights

Receive a beautiful monthly report (PDF/HTML) and chat with your data to uncover saving opportunities.

Monthly Report

January 2026
Income
+$4,250.00
Expenses
-$2,140.50

Top Categories

Housing (45%)$963.00

"FinCopilot provides budgeting and spending insights for informational purposes only. It does not provide investment advice, financial product recommendations, lending, or payment services."