Your Money, Understood
Import bank statements, let AI organize everything, and finally understand where your money goes. No bank login required. No judgment. Just clarity.
Unusual spending detected
Netflix subscription renewed
🔒Privacy First: We never ask for your bank login. Your data stays yours. Export or delete anytime.
Everything You Need to Master Your Money
Powerful AI features that make understanding your finances effortless
Smart Statement Import
Upload CSV statements from any bank. Our AI automatically parses, normalizes, and organizes your transactions with multi-format support.
- ✓HDFC, ICICI, SBI, Axis & more
- ✓Auto date/amount parsing
- ✓Duplicate file detection
- ✓Import history tracking
AI Normalization & Deduplication
Messy merchant names? We clean them up. UPI IDs, transaction codes, card numbers - all stripped to reveal the actual merchant.
- ✓Merchant name cleanup
- ✓Remove UPI suffixes
- ✓Fuzzy duplicate detection
- ✓Batch processing
AI-Powered Categorization
Hybrid AI approach - fast rules for known merchants, smart LLM for complex cases. Learns from your corrections.
- ✓95%+ accuracy
- ✓User override learning
- ✓Confidence scores
- ✓Bulk recategorization
Subscription Detective
Automatically detects recurring charges - Netflix, Spotify, gym memberships. Know exactly what you're paying for.
- ✓Auto-detection algorithm
- ✓Cadence detection (weekly/monthly/yearly)
- ✓Next charge prediction
- ✓Cancel Copilot guidance
Smart Alerts & Anomaly Detection
Get notified about unusual spending, upcoming subscriptions, category spikes, and potential duplicate charges.
- ✓Upcoming recurring alerts
- ✓Category spike detection
- ✓Unusual transaction alerts
- ✓Duplicate charge detection
Monthly Reports (PDF)
Beautiful monthly financial reports with charts, top merchants, subscription summaries, and AI-generated action items.
- ✓Category breakdown charts
- ✓Top merchants analysis
- ✓AI-generated insights
- ✓PDF download & share
Chat with Your Finances
Ask natural language questions about your spending. Get instant, data-backed answers with transaction citations.
- ✓Natural language queries
- ✓Spending comparisons
- ✓Merchant analysis
- ✓Time-based insights
Calendar Heatmap
Visualize your spending patterns on a calendar. See anomaly highlights and predicted upcoming charges at a glance.
- ✓Daily spending heatmap
- ✓Anomaly highlighting
- ✓Predicted charges
- ✓Weekday vs weekend analysis
Fast Entry (Natural Language)
Add transactions by typing naturally. "Swiggy 450 dinner" - AI fills merchant, amount, date, and category.
- ✓Natural language input
- ✓Smart field parsing
- ✓Category auto-detection
- ✓Quick confirmation
Budgets & Auto-Suggestions
Set budgets per category or overall. Get AI-suggested budgets based on your actual spending patterns.
- ✓Per-category budgets
- ✓AI budget suggestions
- ✓Usage tracking bars
- ✓Overspend alerts
Markets Pulse & Watchlists
Track market indices, create watchlists, set price alerts. Stay informed with AI-powered market summaries.
- ✓Live market indices
- ✓Custom watchlists
- ✓Price & condition alerts
- ✓AI market summaries
Finance News Feed
Inshorts-style swipeable news cards with AI-generated summaries. Stay informed in 60 words or less.
- ✓Swipeable card UX
- ✓AI 60-word summaries
- ✓Daily digest notification
- ✓Save & share articles
Get Started in 3 Simple Steps
Upload Your Statements
Export CSV from your bank and upload to FinCopilot. We support all major banks and formats.
AI Does the Heavy Lifting
Our AI normalizes merchant names, categorizes transactions, and detects recurring payments automatically.
Gain Financial Clarity
View insights, ask questions in chat, get alerts, and download monthly reports. Full control, zero hassle.
✅What FinCopilot Does
- ✅Budgeting & spend analytics
- ✅Smart alerts & reminders
- ✅Subscription detection
- ✅Category insights
- ✅Monthly reports (PDF)
- ✅Multi-account support
🚫What We Don't Do
- ❌No investment advice
- ❌No portfolio recommendations
- ❌No payments/transfers
- ❌No credit products
Regulatory Compliance: FinCopilot provides budgeting and spending insights for informational purposes only.
Ask Anything About Your Money
Natural language queries, instant answers with data citations
You spent ₹8,450 on Food & Dining this month across 23 transactions.
- Swiggy: ₹3,200 (12 orders)
- Zomato: ₹2,100 (8 orders)
- Starbucks: ₹1,500 (3 visits)
Last month you spent ₹6,200 on Food & Dining.
That's a 36% increase (₹2,250 more).
💡 The increase is mainly from more Swiggy orders (8→12).
Loved by Thousands
"Finally, an app that understands my messy bank statements. The AI categorization is spot-on!"
"I found 3 subscriptions I forgot about. FinCopilot paid for itself in the first week."
"The chat feature is amazing. I just ask 'how much did I spend on food?' and get instant answers."
Completely Free During Beta
Get full access to all features at no cost while we're in beta
All Features
During beta period
- ✓ Unlimited transactions
- ✓ AI categorization + learning
- ✓ Multiple bank accounts
- ✓ Full monthly reports (PDF)
- ✓ Unlimited chat queries
- ✓ Subscription detection
- ✓ Smart alerts & anomaly detection
- ✓ Calendar heatmap
- ✓ Fast natural language entry
- ✓ Budgets & suggestions
- ✓ Markets Pulse & Watchlists
- ✓ Finance News Feed
No credit card required • Your data stays private
Frequently Asked Questions
❓Do I need to connect my bank account?
No! FinCopilot works by importing your bank statements (CSV format). Your banking credentials stay with you - we never ask for them.
❓How does the AI categorization work?
We use a hybrid approach: fast rule-based matching for common merchants, and AI for complex cases. The system learns from your corrections to improve over time.
❓Is my financial data secure?
Absolutely. We use industry-standard encryption, never store banking credentials, and give you full control to export or delete your data anytime.
❓Does FinCopilot provide investment advice?
No. FinCopilot focuses purely on budgeting, spending analytics, and financial organization. We explicitly do not provide investment, lending, or trading advice.
❓What banks are supported?
Any bank that lets you export transactions as CSV! We support multiple date and amount formats, making it work with virtually any bank worldwide.
Ready to Take Control of Your Finances?
Join thousands of users who've gained clarity over their money with FinCopilot
No credit card required • Free during beta • Your data stays private
FinCopilot provides budgeting and spending insights for informational purposes only. It does not provide investment advice, financial product recommendations, lending, or payment services.
